Domestic Insurance
House Insurance
You house is your castle and you want to make sure it's protected if something unexpected happens.
Whether it's the house you live in or a rental property we can provide advice about the policy that's right for you.
If your house is accidentally damaged or completely lost house insurance will pay the cost to repair or replace.
From 2013 houses will be covered on a "Sum Insured" basis as opposed to square metres.
Contents Insurance
You've spent a lot of time and money accumulating your posessions so it's annoying if they are stolen, lost or accidentally damaged
Having contents insurance means you can replace these possessions that you've worked hard to obtain.
Contents Insurance will replace your lost, stolen or accidentally damaged possessions in addition to providing benefits covering things like
stolen keys, food spoilage, credit cards etc.
In most cases these possessions will be replaced with new items, regardless of age, depending on the policy you take out.
Vehicle Insurance
Getting from A to B is pretty important so you need to know you can sort things out with minimal hassle if your vehicle gets damaged or stolen.
Vehicle Insurance will also protect you should you cause damage to another vehicle.
There are three types of vehicle insurance available. Comprehensive cover will give most protection as it covers both
your vehicle as well as damage caused to other vehicles.
Third Party Fire and Theft will cover the cost if you damage other vehicles and also your vehicle if it is stolen or damaged by fire.
Third Party is a basic cover that covers the cost if you damage another vehicle.
Travel Insurance
Kiwis love travelling to all corners of the world. Unfortunately from time to time mishaps can occur so it is good to know there is a comprehensive travel insurance policy that will look after you if needed.
Travel insurance will cover you for medical assistance, lost baggage, rental vehicle excess and provides a 24 hour emergency
service. You are also automatically covered for a range of leisure activities including hot air ballooning and bungy jumping.
There is also options which cover private hospital care, civil unrest in the pacific islands, terrorism and increased cover
for specified high value items.
Landlord's Cover
Being a landlord can present challenges so it's good to know there is cover available if things don't quite go as planned.
LandlordPlan will give you that extra piece of mind for common occurrences including malicious damage and loss of rental income,
together with legal liability.
LandlordPlan benefits include cover for accidental physical loss or damage to your tenants' property up to $1,000,000, accidental bodily injury to your tenants at your property and the related defence costs.
Boat Insurance
There's nothing like getting out on the water in your boat enjoying a spot of fishing, sailing or just cruising around.
BoatPlan will give you a broad range of cover to ensure things are taken care of should an accident occur.
Following an accident, BoatPlan pays emergency costs like accommodation,
transport home, essential repairs, removal and return of your boat. There is also provision for damage to other people's property.
If you compete, the racing risk option will cover anything from broken masts to damaged booms.
